He holds extensive experience and expertise in bank regulation and supervision of foreign exchange/securities markets in India, information technology and payment systems, with more than 35 years of experience with the RBI in various capacities i.e. recommending and implementing policies, systems, guidelines and regulations relating to the banking, financial services and securities sector of the country.

Past positions:

• Chairman of the Committee to implement GIRO in the country and has been involved in the implementation of new e-Treasury system in the Reserve Bank.
• Involved in the operationalization of the first of its kind ISO 20022 standards based RTGS System and the digitization of payment transactions.
• Chairman of the Technical Committee on Services/ Facilities for Exporters and a part of the think tank to manage market volatility.
• member of the Governing Council of the Institute for Development & Research in Banking Technology, a banking research institute established by RBI.
• Represented RBI in the Committee on Payment and Settlement Systems, Basel and was also inducted into the Steering Group of the CPSS-IOSCO for Review of Standards.
• On superannuating while holding position of Executive Director from the RBI, he was appointed as Non-Executive Chairman of Bank of India in August 2015. He held this position for 5 years till August 2020.

Currently

• Non Executive Director, AXIS Bank.
• Chairman of Customer Service Committee
• Member of Risk Management Committee and IT Strategy Committee of AXIS Bank.

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Mr. Srinivasan Bhaskar has 36+ years of experience in Financial services including Cholamandalam & Equitas; Non-Executive Director, Equitas. He joined the Equitas Group on October 15, 2007 and served as the Chief Financial Officer prior to his appointment as the Executive Director & CEO of the Company.

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Mr. Srinivas Acharya has 36+ years of experience in Financial services incl. Sundaram Finance and Sundaram Home Finance; Ex-Deputy MD, Sundaram Finance & Ex-MD Sundaram Home finance

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Mr. P R Devaraj has over 34 years of experience in Technology (Microland and CTS); He is currently the Consultant for  Tech Transformation project at AXIS Bank and also the Mentor to CIO, AXIS Bank.

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A Chartered Accountant with over 28 years of experience in NBFC and Treasury, Banking functions, Venkatesh was with Cholamandalam Investment and Finance Company Limited for over 16 years. His various roles included Treasurer, Credit head – Capital Markets lending, Head of Operations – Stock brokerage business, Interim head – Cholamandalam AMC, Business Head – Retail Capital Market finance. He played a critical role in enabling manifold growth in Managed Assets. He has been with Cognizant Technology Solutions inc, USA for over 12 years as Assistant Treasurer, overseeing Cash Management, Foreign Exchange, Risk Management, Investment management.

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Mr. Vijayan is a BE, MBA with more than 17 years’ experience in Investment Banking, Cash Management; Payments, M&A Treasury Integration, FX Middle Office and Debt Management. Senior treasury executive with specialization in Treasury Operations, Cash Management and Global Corporate payments. Over 16 years of experience in building cash management function and FX Settlements, Vijayan has demonstrated his ability to direct strong teams in achieving results with highest level of integrity, ethics and compliance.

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Mr. Raghu is M.Sc in Information Technology, PGXPM in Business Administration and Management with over 20+ years of experience in various gamut of Information Technology and has functional knowledge in Airline Pricing, Payments and Healthcare. He specializes in the areas of Big data stack, Analytics & Infrastructure. He has worked in leadership roles in FlyNava Technologies, PayPal, Covansys. Overall, he is extremely passionate about technologies & it’s possibilities, problem solving and loves sports & music.

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Satish Mehta is the founder of Athena Advisors – a boutique consultancy firm, consulting in the areas of Mortgage Finance and Credit Information Bureaus.

Satish’s experience spanning over 40 years in the areas of housing finance, consumer finance, business development, training, credit information and management consultancy has resulted in the creation of India’s first credit bureau – CIBIL, and he has extended invaluable expertise to the fledgling financial infrastructures of countries in South Asia and the Middle East.

Prior to founding Athena, Satish worked with the Quantum Group (CEO), Dun Bradstreet Dubai (President – Financial Infrastructure Credit Bureaus), Credit Information Bureau (India) Ltd – CIBIL (MD), HDFC (General Manager) and Piramal Capital Housing Finance Limited (COO)

His expertise has been used in various countries, which were in the process of developing their financial infrastructure. Specifically, he successfully headed the team that provided the technical knowhow for credit bureaus in UAE, Egypt, Sri Lanka and Bhutan. He has performed extensive work for the World Bank Group in India, Bhutan, Botswana, Azerbaijan, Kyrgyzstan, Tajikistan, Uzbekistan and Sub-Saharan Africa (Ghana, Senegal, Ethiopia)

Prior to his responsibilities at CIBIL, Satish was General Manager – Business Development, at HDFC and was involved in various functions including business development, training, knowledge creation, consulting advisory services, due diligence for investments, entry strategies, projects for multi-lateral agencies, operational management, human resource management and loan syndication.  An additional responsibility was to manage the diligence and valuation leading to the investment by HDFC in housing finance companies in Sri Lanka and Bangladesh and was on the Board of Directors of the Sri Lankan venture for a period of four years. Satish was responsible for the training and business development functions there. He was also responsible for HDFC’s initial foray in to education loans.

He was responsible for the business plan and joint venture that HDFC started with GE – USA. The joint venture, Countrywide consumer finance was in the business of giving consumer loans pan India.

In addition, Satish has worked closely as a consultant, delegate, faculty member with a number of international organizations like the International Finance Corporation (IFC) in Nepal, World Bank in Indonesia, Bank of Housing and Construction and Home Finance Company Limited in Ghana, Building Societies Institute in Australia, National Mortgage Institute in Fairfield, USA, The Building Societies Association, UK and GE Capital Corporation, USA.

By education he is a Chartered Accountant and a graduate in science with specialization in statistics and economics. Presently, he is a consultant to the World Bank, Strategic Advisor to fintech startups and Professor of Practice of Management at Ahmedabad University and consultant to Housing finance Affordable Housing Finance companies. Satish Mehta is an independent director on the Board of P.E. Analytics Limited, KIFS Housing Finance Limited, Dashboard Account Aggregation Services Private Limited and Chairman of Board of Directors of Pahal Financial Services Private Limited. He is also on the Advisory Board of TRST Score (venture by Fiducia Score Private Limited)

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– Linked In
– Athena Advisors Website
– Athena Advisors Website